My name is Tom Cranker and I'm a jolly banker,
I'm a Jolly banker, jolly banker am I.
I safeguard the farmers and widows and orphans,
Singin' I'm a jolly banker, jolly banker am I.

When dust storms are sailing, and crops they are failing,
I'm a Jolly banker, Jolly banker am I.
I check up your shortage and bring down your mortgage,
Singin' I'm a jolly banker, jolly banker am I.

When money you're needing, and mouths you are feeding,
I'm a jolly banker, jolly banker am I.
I'll plaster your home with a furniture loan,
Singin' I'm a jolly banker, jolly banker am I.

If you show me you need it, I'll let you have credit,
I'm a Jolly banker, jolly banker am I.
Just bring me back two for the one I lend you,
Singin' I'm jolly banker, jolly banker am I.

When the bugs get your cotton, the times they are rotten,
I'm jolly banker, jolly banker am I.
I'll come down and help you, I'll rake you and scalp you,
Singin' I'm jolly banker jolly banker am I.

When the landlords abuse you, or sadly misuse you,
I'm a jolly banker, Jolly banker am I.
I'll send down the police chief to keep you from mischief,
Singin' I'm jolly banker, jolly banker am I.