B (799877)
                                D#m (x68876)
                                C#m (x46654)
                                E (022100)
                                F# (244322)
                               G#m (466444)


Verse 1
E|E|E|E|------||-||
B
Well he's watching all the wealthy folk on his way to work
D#m
Saturady's so far away there's so mush **** to shirk,
C#m
He's got to keep his chin up
He's got to keep his nerve
E
But he just wants so skin Up
Sit down
                                            F#
And flaming well sod those who he serves
                                                                             B
Whats the use of money of you got no time to use it?
D#m                                C#m
He don't want to sell his life to you
E
He'd rather have his time
F#
Than a Bob or two

Chorus 1
E|E|E|E|------||-||
B                              D#m
Can't find the money for your rent
                          G#m
or repay the loans your lent
you better turn to god
E
Cause your up **** creek
and your Sailing into hell
F#                                                          B....
You'll be wailing when they sell your soul to the repo man

Verse 2
E|E|------||
B
Now he's unemployed he lives on milk and bread
D#m
His graduate account is so far in the red
C#m
He listened to his heart when he should have used his head
E
He suffers for his art
He's so Skint
                                    F#
His tenancy is hanging by a thread

B
Now he's got the time
                         D#m
He hasn't got the money
                                C#m
to do this things that people do
                                                                             E           
                         F# contiue strumming chord into chorus
But still he'd rather have his time than a bob or two


Chorus 2
E|E|E|E|------||-||
B                              D#m
Can't find the money for your rent
                          G#m
or repay the loans your lent
you better turn to god
E
Cause your up **** creek
and your Sailing into hell
F#
You'll be wailing when they sell your soul to the repo man
                                                  F#....                                 
                B...into instrumental part...
You'll be wailing when they sell your soul to the repo man

Instrumental
E|E|E|E|------||-||--

B //// ] D#m //// ] C#m ////]  F# //// ] x 2

Bridge
E|E|------||
B         D#m             C#m     F#m repeat phrasing
All of his money....
(is gone....)
B         D#m             C#m     F#m repeat phrasing
What did he spend it....
(what did he spend it all on)

B               D#m             C#m     F#m repeat phrasing
He's never had so much fun
(he's never had so much fun)

B               D#m             C#m     F#m repeat phrasing
All of his money is gone
(all of his money is gone)

pause then A B

Verse 3
E|E|E|E|------||-||

Oh No,
B                           D#m
Now my last penny has been spent
                         C#m
Still my life is heaven sent

Cause i got my friends
E                       F#
To help me through this time
I'll repay you in the end
Don't you worry
I promise you I'll pay you back with Time

Chorus 3
E|E|E|E|------||-||
B                              D#m
Can't find the money for your rent
                          G#m
or repay the loans your lent
you better turn to god
E
Cause your up **** creek
and your Sailing into hell
F#                                                          B....
You'll be wailing when they sell your soul to the repo man
                                                  F#....                                 
                B... fade out or continue verse chords once more...
You'll be wailing when they sell your soul to the repo man