Intro: C D G G C

        C
In the days when we had nothing
        D            
And the rent was overdue
   G
We never ever worried
         G7            C
And we'd always see it through

We didn't mind the hard times
        D
We just said 'I love you'
       G                G7             C
In the days when we had nothing we had fun.

            Am
But now the mortgage won't get smaller
        
And the rates are on the rise
    D
The bills come every morning
      G              G7
And I find to my surprise
            C               E
That with a house, a car, a fridge, a bar
    F              Fm
And all that money buys
       C                G       G7     C
In the days when we had nothing we had fun.

       C
In the days when we had nothing
        D
But the dreams we knew we shared
           G
There were empty shelves and old tin cans
    G7            C
But neither of us cared

We said 'we can't' we knew we shouldn't
        D
Then we went and dared
       G                G7               C
In the days when we had nothing we had fun.


            Am
But now the mortgage won't get smaller
        
And the rates are on the rise
    D
The bills come every morning
      G              G7
And I find to my surprise
            C               E
That with a house, a car, a fridge, a bar
    F              Fm
And all that money buys
       C                G       G7     C
In the days when we had nothing we had fun.

       C
In the days when we had nothing
       D
We had everything and more
       G
We had all the years ahead
               G7            C
And there were years ahead below
         
But it's taken all those years for me
   D
To find what living's for
         G                  G7                  C
Let's forget that we've got something and have fun

             Am
'Cos now the mortgage won't get smaller

And the rates are on the rise
    D
The bills come every morning
      G              G7
And I find to my surprise
            C               E
That with a house, a car, a fridge, a bar
    F              Fm
And all that money buys
        C               G7
In the days when we had nothing
        C               G7
In the days when we had nothing
        C               G       G7      C  
In the days when we had nothing we had fun.