G#m E

[Verse 1]
G#m
Can't spare a dime for charity
                                          E
Because perfect change is what matters to me

Pinch every penny and stroll to the bank
                     E  F#* G*  G#m
Beg for a loan on my humble estate
 G#m
Teddy, Georgie, sweet Benjamin

My terrible friends
 G#m        E
They never call or even pretend
                                 F#   C#m
To worry about me when money is thin

[Chorus 1]
C#m       F#           B* C#m
I can't afford to fall in love
      G#m    F#              E
No I can't afford to fall in love
 E          F#
(Excuses, excuses)
                  E                            F#
Yeah I got plenty of other (excuses, excuses)
F#                               G#m
I can't afford to fall in

[Interlude]
G#m E

[Verse 2]
G#m
No time for this, no time for that
                                     E
No time for patience, no time for a laugh

No time to know that I'm out of my league
                      E   F#* G*  G#m
No time to get myself back on my feet
G#m
No time for you, no time for me
                                   E
No time for lessons, no time to be free

No time for good times of sweet memories
                            C#m
No time for stragglers or sympathy

[Chorus 2]
 C#m                 F#             C#m
'Cause I don't have time to fall in love
             F#               D#m
I don't have time to fall in love
 D#m            Dm  C#m
(No no no not today)
 C#m
(Tomorrow is too far away)
 E              F#                 G#m
(Can I change before my time runs out?)

[Bridge]
 G#m
I can't wait for the phone to ring
                                            E
I can't wait for summer, I can't wait for spring

I can't wait for someone who can't wait for me
                             G#m
I can't wait to fall in love

[Bridge]
G#m
I can't wait for the phone to ring
                                           E
I can't wait for summer, I can't wait for spring

I can't wait for someone who can't wait for me
               E F#* G* G#m
I can't wait to fall in love

[Bridge]
G#m
I can't wait for the phone to ring
                                           E
I can't wait for summer, I can't wait for spring

I can't wait for someone who can't wait for me
               D#m
I can't wait

[Interlude]
D#m  F#   D#m

[Outro]
D#m          Em
I just can't wait
 B    Em   B    Em   B   Em  G
Oooh
 G                  B      Em
Excuses, excuses, excuses
  B   Em    B    Em   G
Oooh
 G                  B   Em
Excuses, excuses, excuses

B  Em  B  Em
G   B