Intro:

        (wordless vocals):

         Eb            Gm7
         / / /  / / /   / / /  / / /
        Cm7           Cm7/F    F9
         / / /  / / /   / / /  / / /
        Fm7                    Db9   Emaj7 [N.C.]
             The girls on the beach

Verse 1:

        Eb      Cm7         Fm7        Bb7
        On the beach you'll find them there
        Eb     [C7]     Fm7  Abm6               [harmonies imply C7-9+5 C7]
        In the sun and salty air

Chorus 1:

            Emaj7        C#m7
        The girls on the beach
          [Emaj7]      C#m7                     [harmonies imply Emaj9]
        Are all within reach
            A       F#m7  [Bb7sus4 Bb7]         [harmonies imply Abmaj9/Bb Bb13]
        If you know what to do

Verse 2:

        How we love to lie around
        Girls with tans of golden brown

Chorus 2:

        The girls on the beach
        Are all within reach
             A        F#m7     Bb7sus4
        And one waits there for you
                      Eb    Abm6   Eb
        Girls on the beach

Bridge:

            Gm7    Cm7
        The sun in her hair
             Gm7      Cm7
        The warmth of the air
        Cm7/F  F9    Fm7  Bb7
         On a summer day

Verse 3 (key changes to E after first line):

        Eb     Cm7      Fm7     Bb7
        As the sun dips out of sight
         E     C#7     F#m7      Am6
        Couples on the beach at night

Chorus 3:

            Fmaj7         Dm7
        The girls on the beach
           Fmaj7        Dm7
        Are all within reach
             Bb      Gm7    B7sus4
        And with the boys tonight
                      E     C#m7  A   Fmaj7 [N.C.]
        Girls on the beach

Coda [repeat to fade]:

          E          G#m7   C#m7         C#m7/F# F#9
        Girls on the beach (girls on the beach)